Since 1994 Casera Credit Union Limited has returned over $2.9 million to members… our way of saying thank you to our loyal membership!

Common Share

Current policy, as established by the Board of Directors, requires that each Membership Account purchase 40 Common Shares at a par value of five (5.00) dollars each as a condition of membership in Casera Credit Union Limited. Common Share investments are deemed to be risk capital and, as such, do not come under the guarantee of the Credit Union Deposit Guarantee Corporation.

The plans objectives are:

• to increase members' Common share capital investment in THEIR credit union
• to continue to strengthen the equity position of Casera Credit Union
• to reward members, through periodic dividends, for their participation in the Plan

Common Share requirements can be met through either of two (2) purchasing methods:

• one time investment of two hundred ($200.00) dollars
• monthly subscription of $2.50 until the two hundred ($200.00) maximum is reached

Common Share investments are RRSP/RRIF eligible and, as such, are tax deductible. This feature, when combined with the benefit derived from recent dividends, makes the one-time $200.00 purchase attractive from a financial perspective.

Common Shares are owned by the individual member(s) and are fully redeemable at the time a Membership Account is closed.