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Maximizer Personal Chequing Account

This account is designed to handle your everyday cash needs.

You can deposit, transfer or withdraw cash at any time, as well as write cheques. You may also authorize direct deposit to or direct debit from this account. Interest on this account is based on the following tiered structure, calculated on the closing daily balance and paid on the last day of each month.

Our MAXIMIZER® Chequing Account calculates interest on the entire amount of the closing daily balance based on the rate structure shown on the rates page.

This account is also accessible:

  • with the Casera Credit Union MemberCard
  • through CUbyPHONE (telephone banking)
  • through CU@HOME (internet banking)

For added protection and convenience, a personal line of credit is available and can be attached to your chequing account.

An itemized statement is provided monthly to you with your cancelled cheques.

Low Volume Package

Flat fee of $8.00/month provides 25 transactions of the following:

  • cheques/pre-authorized debits/cash withdrawals
  • Interac direct payment
  • Manitoba Credit Union ATM deposits/withdrawals
  • bill payment - CUbyPhone and/or CU@Home
  • free monthly statements
  • transactions in excess of limit charged regular chequing fees
  • overdraft protection available upon request

High Volume Package

Flat fee of $15.00/month provides unlimited transactions of the following:

  • cheques/pre-authorized debits/cash withdrawals
  • Interac direct payment
  • Manitoba Credit Union ATM deposits/withdrawals
  • in branch deposits/withdrawals and transfers
  • Bill payment - CUbyPhone and/or CU@Home
  • cheque certification
  • no service charge on Canadian or US money orders (4/month)
  • no service charge on American Express travellers cheques
  • $5.00 discount on safety deposit boxes
  • free monthly statements
  • overdraft protection available upon request

Equity Line Chequing

This account is designed to handle larger purchases ie. Vehicles, renovations, etc.

You can deposit, transfer or withdraw cash at any time, as well as write cheques. You may also authorize direct deposit to or direct debit from this account. Interest on this account is based on the following tiered structure, calculated on the closing daily balance and paid on the last day of each month.

This account is also accessible:

  • with the Casera Credit Union MemberCard
  • through CUbyPHONE (telephone banking)
  • through CU@HOME (internet banking)

An itemized statement is provided monthly to you with your cancelled cheques.

 

U.S. Personal Chequing

If Closing Daily
Balance is between:
Then the Rate of
Interest Paid is:
$ 0 - $4,999 0.25%
$5,000 - 24,999 1.25% on the entire balance
$25,000 - $49,999 2.50% on the entire balance
$50,000 and over 3.00% on the entire balance
  • interest calculated on closing daily balance and paid on last day of month (fees assessed in U.S. funds)
  Fat Cat
Headstart
Headstart Grad Pac
Club 55
Trust
Plan 24
Chequing
 

 

 

Account Glossary

 
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