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Maximizer Personal Chequing Account
This account is designed to handle your everyday cash needs.
You can deposit, transfer or withdraw cash at any time, as well
as write cheques. You may also authorize direct deposit to or direct
debit from this account. Interest on this account is based on the
following tiered structure, calculated on the closing daily balance
and paid on the last day of each month.
Our MAXIMIZER® Chequing Account calculates interest on the
entire amount of the closing daily balance based on the
rate structure shown on the rates page.
This account is also accessible:
- with the Casera Credit Union MemberCard
- through CUbyPHONE (telephone banking)
- through CU@HOME (internet banking)
For added protection and convenience, a personal line of credit
is available and can be attached to your chequing account.
An itemized statement is provided monthly to you with your cancelled
cheques.
Low Volume Package
Flat fee of $8.00/month
provides 25 transactions of the following:
- cheques/pre-authorized debits/cash withdrawals
- Interac direct payment
- Manitoba Credit Union ATM deposits/withdrawals
- bill payment - CUbyPhone and/or CU@Home
- free monthly statements
- transactions in excess of limit charged regular chequing fees
- overdraft protection available upon request
High Volume Package
Flat fee of $15.00/month
provides unlimited transactions of the following:
- cheques/pre-authorized debits/cash withdrawals
- Interac direct payment
- Manitoba Credit Union ATM deposits/withdrawals
- in branch deposits/withdrawals and transfers
- Bill payment - CUbyPhone and/or CU@Home
- cheque certification
- no service charge on Canadian or US money orders (4/month)
- no service charge on American Express travellers cheques
- $5.00 discount on safety deposit boxes
- free monthly statements
- overdraft protection available upon request
Equity Line Chequing
This account is designed to handle larger purchases ie. Vehicles,
renovations, etc.
You can deposit, transfer or withdraw cash at any time, as well
as write cheques. You may also authorize direct deposit to or direct
debit from this account. Interest on this account is based on the
following tiered structure, calculated on the closing daily balance
and paid on the last day of each month.
This account is also accessible:
- with the Casera Credit Union MemberCard
- through CUbyPHONE (telephone banking)
- through CU@HOME (internet banking)
An itemized statement is provided monthly to you with your cancelled
cheques.
U.S. Personal Chequing
If Closing Daily
Balance is between: |
Then the Rate of
Interest Paid is: |
| $ 0 - $4,999 |
0.25% |
| $5,000 - 24,999 |
1.25% on the entire balance |
| $25,000 - $49,999 |
2.50% on the entire balance |
| $50,000 and over |
3.00% on the entire balance |
- interest calculated on closing daily balance and paid on last
day of month (fees assessed in U.S. funds)
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