The "Fat Cat" Savings Account has been designed for youth who have not yet reached their 13th birthday.

Whether you open a "Fat Cat" Savings Account for your child, grandchild, a gift for a birth, christening, etc., it is a great way for a young person to learn the value of money and develop good savings habits now and for the years ahead.

When making deposits, Fat Cat members are awarded with a entry slip for our monthly basket of Fat Cat items, which rewards youth for developing and practicing smart money management skills.

"Fat Cat" Accounts provide these special features:

• interest calculated on the closing daily balance
• interest paid on the last calendar date of each month
• no account-related charges
• statements are mailed quarterly
• special "Fat Cat" passbooks
• monthly draws as deposit incentive
• participation in the Member Common Share Subscription Plan is deferred
• Term Deposits are available with a minimum $100 balance
• members receive Fat Cat birthday cards