"HeadStart Grad Pac" memberships have been designed for young adults who:

are 18 to 24 years of age who provide Casera Credit Union with proof of registration as a full time student in a post secondary educational institution.

"HeadStart Grad Pac" retains the savings and chequing features available under the "HeadStart" membership, introduces students to our internal Student Loan Program and Casera Credit Union provides members with an initial order of personalized cheques at no charge.

"HeadStart Grad Pac" membership features:

• interest is calculated on the closing daily balance
• interest is paid on the last calendar date of each month
• no minimum balance requirement
• reduced account-related charges
• term deposits are available with a minimum $100 deposit
• statements are mailed monthly if Chequing is utilized and quarterly otherwise
• participation in the Member Common Share Subscription Plan is deferred
• MemberCard for automated teller machine and Direct Payment transactions available
• financial assistance for post-secondary school education is available through Casera Credit Union's Student Loan Program
• no services charges for in-branch withdrawals
• 24 hour account access through CU@HOME by Phone