First American Title Insurance Company, together with its wholly owned subsidiary First Canadian Title Company Limited, created Title Insured Mortgage Programs as a way to deliver title insurance to lenders and their members. These programs offer the convenience of in-branch document signing at a fixed-price, which allows the member to know up front how much the mortgage will cost to process.

The concept behind the Title Insured Mortgage Program is to offer our members the convenience of signing their mortgage documents at Casera Credit Union Limited and to receive your funds quicker. This will not only save you time, but it also eliminates the delays associated with arranging appointments with lawyers for the signing of mortgage documents. This program offers savings in legal fees and disbursements as all fees and disbursements are included in the fixed-price.

Within 48 hours of receiving the Request for Insurance, First Canadian Title Company Limited arranges for the completion of all the required searches and mortgage documentation and then issues a Commitment to Insure. The mortgage documentation is then forwarded to Casera Credit Union Limited by overnight courier. We then arrange for the member(s) to attend the branch to sign the mortgage documents and any other required documentation. At this point the mortgage may be funded, without waiting for confirmation of registration of the mortgage documents.