Be in a financial position to access funds when you need it - for personal emergencies, needed car repairs, major home appliances, investment opportunities, etc. You decide when and why to use it.

With interest rates lower on a Line of Credit than with retail credit cards, it makes sense to use a Line of Credit as a revolving source of cash. You pay interest on the exact amount borrowed from the Line of Credit and only for the number of days actually used. You can repay a small percentage monthly, or more, if you prefer - the flexibility is yours.

Features include:

• access to immediate funds for various purposes
• no yearly fee like a credit card
• cheaper interest rates than on most credit cards
• avoid possible NSF or overdraft charges
• 24 hour CU BY PHONE access
• no interest charged if Line of Credit is not used
• may allow for making ATM withdrawals immediately after making an
• ATM deposit
• interest rates available are dependant upon qualifications

A Line of Credit is easy to arrange. Visit us today! With prompt approval, your Line of Credit is quickly set up, ready for you to use when you need it most.