Added ServicesWherever you travel for business, Casera’s convenient and secure online and mobile services keep you in touch with your finances.
In addition to our regular group of products and services, Casera offers a suite of other financial services that add value to your personal life or business venture.
e-Statements Expand/Collapse
The convenient way to oversee your business accounts.Accessed through CU@HOME®, e-Statements are identical to paper statements (including the cheque images). Besides their convenience, they are environmentally friendly and help the credit union save on paper costs.
| Benefits |
Features |
| Convenience |
e-Statements offer paperless storage, 24-hour access and seven-year online availability. |
| Flexible |
Statement cycle can be changed, allowing for month end or quarterly cutoff dates. |
| Printable |
Print your statements at your convenience. |
Fees
Money Orders Expand/Collapse
Payment guaranteed in Canadian funds.
A money order is a secure method of sending money in Canadian funds. As a negotiable order drawn on the credit union, it acts in the same manner as a certified cheque. The purchaser handles its delivery.
| Benefits |
Features |
| Highly secure |
Money orders are only negotiable by the person or organization for which it is drawn. |
| Peace of mind |
Guaranteed payment; as good as cash in the hand of the payee. |
| Affordable |
There is a small service fee for issuing the money order. |
| Convenience |
Available in amounts up to $1,000 |
Fees
| Money order issued |
• $7 |
| Money order traced |
• $25 |
Other fees may occur.
View Casera's services fees.
U.S. Dollars Credit Union Draft Expand/Collapse
The secure and guaranteed way of transferring U.S. dollars.
You can safely send money to a person, company or organization with a U.S. dollars credit union draft (maximum limit is $750,000). This negotiable note provides a safe, secure and guaranteed method of transferring money where a cheque might be inappropriate, for example, a foreign country.
| Benefits |
Features |
| Convenience |
Drafts for any amount up to $750,000 are available.Mail funds almost anywhere in the world. |
| Affordability |
Fees paid on a per draft basis. |
| Peace of mind |
Payment is guaranteed and drafts are readily accepted around the world.No stop payment. |
| Saves money |
Sold at the market rate of exchange. |
Fees
Other fees may occur.
View Casera's service fees.
Traveller’s Cheques Expand/Collapse
Guaranteed financial safety when you travel.
The safest and most convenient way to carry money when travelling is to purchase traveller's cheques in advance. Purchase traveller’s cheques in Canadian and American denominations.
| Benefits |
Features |
| Convenience |
Traveller’s cheques are accepted around the world and can be replaced quickly if they are lost or stolen. |
| Peace of mind |
Payment guaranteed by American Express. |
| Flexible and affordable |
Available in a wide range of denominations for a small service fee. |
Fees
| Traveller’s cheques |
• 1% of purchase |
| Cheques for two |
• 1½% of purchase |
Other fees may occur.
View Casera’s service fees.
Wire Transfers Expand/Collapse
Send money safely around the world.
Wire transfers allow Casera members and non-members to send money online to a second party at another financial institution. Send wires to credit unions, banks and other institutions in Canada, United States and around the world.
| Benefits |
Features |
| Speedy service |
Generally arrive on the same day (subject to local cut-off times). |
| Flexibility |
Around the world service. |
| Security |
Guaranteed funds. |
| Fees |
|
| Canadian Outgoing |
• $15.00 |
| US Outgoing |
• $25.00 |
| International Outgoing |
• $30.00 |
| All Incoming |
• $15.00 |
Other fees may occur.
View Casera’s service fees.
Electronic Fund Transfers Expand/Collapse
Quick money transfers from other financial institutions.
An electronic fund transfer allows members to authorize and automatically convey specific funds to their credit union account from another credit union, caisse populaire or bank.
| Benefits |
Features |
| Speedy service |
Deposit electronic fund transfers quickly and automatically to your Casera account. |
| Easy to use |
Accessible throug CU@HOME®. |
| Security |
Guaranteed funds. |
Fees
| Incoming transfers |
• FREE |
Other fees may occur.
View Casera’s service fees.
Foreign Exchange Expand/Collapse
A cost-saving service for business members who deal in foreign currencies.Casera is equipped to exchange Canadian to U.S. dollars in our branches and is capable of wiring transfers worldwide. We can also convert to or from a wide range of currencies, including U.S. dollars, euros, pesos, pounds and Australian dollars.
If your business regularly conducts transactions in U.S. dollars, you should consider opening a U.S. business account.
| Benefits |
Features |
| Buy ahead |
Eliminate shortfalls by purchasing currency ahead of time. |
| Attractive rates |
Take advantage of Canadian rates, which are generally lower than those of other countries. |
Fees
| USD |
• FREE |
| Other foreign currencies |
• $5 |
Other fees may occur.
View Casera’s service fees.
Nights Deposits Expand/Collapse
Make secure deposits after business hours.
Casera’s branches all have night depository capabilities, which allow business members to make deposits to their accounts any time of the day. Plastic bags are available. We also have FREE deposit booklets for you to keep track of in-branch or night deposits.
| Benefits |
Features |
| Flexibility |
Round the clock access to your accounts. |
| Security |
Secure storage of funds. |
| Peace of mind |
All night deposits are verified by two Casera staff members before the next day’s business hours. |
Fees
| Deposits |
FREE |
| Plastic bags |
100 x .15¢ = $15 |
| Deposit booklets |
FREE |
View Casera's services fees.
