The convenient way to oversee your business accounts.

Accessed through Small Business Online Banking, e-Statements are identical to paper statements (including the cheque images). Besides their convenience, they are environmentally friendly and help the credit union save on paper costs.

Benefits	Features
Convenience	e-Statements offer paperless storage, 24-hour access and seven-year online availability.
Flexible	Statement cycle can be changed, allowing for month end or quarterly cutoff dates.
Printable	Print your statements at your convenience.

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Fees

e-Statements

•  FREE

Payment guaranteed in Canadian funds.

A money order is a secure method of sending money in Canadian funds. As a negotiable order drawn on the credit union, it acts in the same manner as a certified cheque. The purchaser handles its delivery.

Benefits	Features
Highly secure	Money orders are only negotiable by the person or organization for which it is drawn.
Peace of mind	Guaranteed payment; as good as cash in the hand of the payee.
Affordable	There is a small service fee for issuing the money order.
Convenience	Available in amounts up to $1,000

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Fees

Money order issued	•  $7
Money order traced	•  $30

Other fees may occur. View Casera's services fees.

The secure and guaranteed way of transferring U.S. dollars.

You can safely send money to a person, company or organization with a U.S. dollars credit union draft (maximum limit is $750,000). This negotiable note provides a safe, secure and guaranteed method of transferring money where a cheque might be inappropriate, for example, a foreign country.

Benefits	Features
Convenience	Drafts for any amount up to $750,000 are available.Mail funds almost anywhere in the world.
Affordability	Fees paid on a per draft basis.
Peace of mind	Payment is guaranteed and drafts are readily accepted around the world.No stop payment.
Saves money	Sold at the market rate of exchange.

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Fees

Draft issued	•  $7*
Draft trace	•  $30*

*USD transactions and fees charged in US currency.

Other fees may occur. View Casera's service fees.

Send money safely around the world.

Wire transfers allow Casera members to send money online to a second party at another financial institution. Send wires to credit unions, banks and other institutions in Canada, United States and around the world.

Benefits	Features
Speedy service	Generally arrive on the same day (subject to local cut-off times).
Flexibility	Around the world service.
Security	Guaranteed funds.

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Fees
Canadian, US and International Outgoing	•  $40*
Canadian, US and International Incoming	•  $15*
Wire transfer traces	•  $30*

*USD transactions and fees charged in US currency.

Note:  Other fees may apply to wire transfers. View Casera’s service fees.

Quick money transfers from other financial institutions.

An electronic fund transfer allows members to authorize and automatically convey specific funds to their credit union account from another credit union, caisse populaire or bank.

Benefits	Features
Speedy service	Deposit electronic fund transfers quickly and automatically to your Casera account.
Security	Guaranteed funds.

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Fees

Incoming transfers

•  FREE

Other fees may occur. View Casera’s service fees.

A cost-saving service for business members who deal in foreign currencies.

Casera is equipped to exchange Canadian to U.S. dollars in our branches and is capable of wiring transfers worldwide. We can also convert to or from a wide range of currencies, including U.S. dollars, euros, pesos, pounds and Australian dollars.

If your business regularly conducts transactions in U.S. dollars, you should consider opening a U.S. business account.

Benefits	Features
Buy ahead	Eliminate shortfalls by purchasing currency ahead of time.
Attractive rates	Take advantage of Canadian rates, which are generally lower than those of other countries.

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Fees

USD	•  FREE
Other foreign currencies	•  Please ask your neighbourhood branch

Other fees may occur. View Casera’s service fees.

Make secure deposits after business hours.

Casera’s branches all have night depository capabilities, which allow business members to make deposits to their accounts any time of the day. Plastic bags are available. We also have FREE deposit booklets for you to keep track of in-branch or night deposits.

Benefits	Features
Flexibility	Round the clock access to your accounts.
Security	Secure storage of funds.
Peace of mind	All night deposits are verified by two Casera staff members before the next day’s business hours.

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Fees

Deposits	•  FREE
Plastic bags	•  100 for $15
Deposit booklets	•  FREE

View Casera's services fees.