Added ServicesAdding value to your banking experience.
In addition to our regular group of products and services, Casera offers a suite of other value-added financial services.
e-Statements Expand/Collapse
A convenient way to oversee your accounts.
Accessed through CU@HOME
®, e-Statements are identical to paper statements (including the cheque images). Besides their convenience, they are environmentally friendly and help the credit union save on paper costs.
| Benefits |
Features |
| Convenience |
e-Statements offer paperless storage, 24-hour access and seven-year online availability. |
| Flexible |
Statement cycle can be changed, allowing for month end or quarterly cutoff dates. |
| Printable |
Print your statements at home at your convenience. |
View Casera’s service fees.
Direct Deposit Expand/Collapse
Worry-free banking
With Direct Deposit, payroll funds from your employer, pension funds, child tax benefits and GST rebates can be automatically deposited into your savings or chequing account.
| Benefits |
Features |
| On time |
No hassle payroll deposits. |
| Convenience |
No holds placed on deposits. |
| Peace of mind |
Automatic payroll and pension deposits eliminate concerns about late or misplaced cheques.
24/7 verification via online and mobile banking. |
| Flexible |
Statement cycle can be changed, allowing for month end or quarterly cutoff dates. |
| Printable |
Statements can be conveniently printed at home. |
| Fees |
|
| Direct Deposit |
• FREE |
View Casera’s service fees.
Money Orders Expand/Collapse
Payment guaranteed in Canadian funds.
A money order is a secure method of sending money in Canadian funds. As a negotiable item drawn on the credit union, it acts in the same manner as a certified cheque. The purchaser handles its delivery.
| Benefits |
Features |
| Highly secure |
Only negotiable by the person or organization designated on the money order. |
| Peace of mind |
Guaranteed payment; as good as cash in the hand of the payee. |
| Affordable |
A small service fee for issuing the money order. |
| Convenience |
Available in amounts up to $1,000 |
| Fees |
|
| Money order issued |
• $7 |
| Money order traced |
• $25 |
View Casera’s service fees.
U.S. Dollars Credit Union Draft Expand/Collapse
The secure and guaranteed way of transferring U.S. dollars.
You can securely send money to a person, company or organization with a USD credit union draft (maximum limit is $750,000). This negotiable note provides a safe, secure and guaranteed method of transferring American money where a cheque might be inappropriate (for example, a foreign country).
| Benefits |
Features |
| Convenience |
Drafts available for any amount up to $750,000.Mail funds almost anywhere in the world. |
| Affordability |
Fees paid on a per draft basis. |
| Peace of mind |
Payment is guaranteed; drafts readily accepted around the world.No stop payment. |
| Saves money |
Sold at the market rate of exchange. |
View Casera’s service fees.
Traveller's Cheques Expand/Collapse
Guaranteed financial safety when you travel.
The safest and most convenient way to carry money when travelling is to purchase traveller's cheques in advance. Purchase traveller’s cheques in Canadian or American denominations.
| Benefits |
Features |
| Convenience |
Traveller’s cheques accepted around the world and can be quickly replaced if they are lost or stolen. |
| Peace of mind |
Payment guaranteed by American Express. |
| Flexible and affordable |
Available in a wide range of denominations for a small service fee. |
| Fees |
|
| Traveller’s cheques |
• 1% of purchase |
| Cheques for two |
• 1½% of purchase |
View Casera’s service fees.
Wire Transfers Expand/Collapse
Send money safely around the world.
Wire transfers allow Casera members and non-members to send money online to a second party at another financial institution. Send wires to credit unions, banks and other institutions in Canada, United States, and around the world.
| Benefits |
Features |
| Speedy service |
Generally arrive on the same day (subject to local cut-off times). |
| Flexibility |
Around the world service. |
| Security |
Funds are guaranteed. |
| Fees |
|
| Canadian Outgoing |
• $15.00 |
| US Outgoing |
• $25.00 |
| International Outgoing |
• $30.00 |
| All Incoming |
• $15.00 |
Other fees may occur.
View Casera’s service fees.
INTERAC® e-Transfers Expand/Collapse
A simple and secure way to transfer money to another person.With INTERAC
® e-Transfer, you can simply and securely send and receive funds directly from one account to another. Just access online or mobile banking through Casera and send money – without having to share any personal financial information – to anyone with an e-mail address or mobile phone number and a bank account in Canada.
| Benefits |
Features |
| Convenience |
Complete transactions at anytime and from anywhere via online or mobile banking. |
| Security |
No need to share financial information. Funds are transferred directly between financial institutions. |
| Easy to use |
Only the recipient’s e-mail address or mobile number and a Canadian bank account are required to transfer funds. |
| Fees |
|
| INTERAC® e-Transfers |
• $1.50 per transfer |
View Casera’s service fees.
INTERAC® Debit Expand/Collapse
A proven and secure alternative to cash.
With your Casera MEMBER CARD
® debit card, you can conveniently and securely pay for purchases without using cash at retail locations that display INTERAC® Debit payment signs.
| Benefits |
Features |
| Convenience |
No need to carry cash or cheques. |
| Security |
Chip-enabled debit cards are secure and protected from fraudulent schemes such as skimming, duplicating and electronic pickpocketing. INTERAC’s Zero Liability policy also protects you |
| Cash back |
When you make a purchase using INTERAC® Debit, you have the option of receiving cash from your account. |
| Peace of mind |
Canada’s most popular cash alternative, INTERAC® Debit lets you easily and securely make purchases directly from your bank account. |
| Fees |
|
| Withdrawals |
• INTERAC® ATM $2.00 |
Other fees may occur.
View Casera’s service fees.
Electronic Fund Transfers Expand/Collapse
Quick money transfers from other financial institutions.
An electronic fund transfer allows members to authorize and automatically convey specific funds to their credit union account from another credit union, caisse populaire or bank.
| Benefits |
Features |
| Speedy service |
Quickly and automatically deposit electronic fund transfers to your Casera account. |
| Easy to use |
Access through CU@HOME®. |
| Security |
Funds are guaranteed. |
| Fees |
|
| Incoming transfers |
• FREE |
View Casera’s service fees.
Night Deposits Expand/Collapse
Make secure deposits after business hours.
Casera’s branches all have night depository capabilities, which allow members to make deposits to their accounts at any time of the day. Plastic bags are available.
| Benefits |
Features |
| Flexibility |
Round the clock access to your accounts. |
| Security |
Secure storage of funds. |
| Peace of mind |
All night deposits are verified by two Casera staff members before the next day’s business hours. |
| Fee |
|
| Deposits |
• FREE |
| Plastic bags |
• $15 for 100 bags |
View Casera’s service fees.
Pre-authorized Transfers Expand/Collapse
An effective tool for budgeting.
Pre-authorized transfers make it easy to contribute to your RRSP and pay your Casera loan and mortgage on time. The service is great for budgeting because you always know how much money will be transferred and when.
| Benefits |
Features |
| Peace of mind |
Payments and contributions transferred on time. |
| Saves time |
No need to visit your branch or transfer funds between your accounts online. |
View Casera’s service fees.
Pre-authorized Debits Expand/Collapse
Peace of mind payments.
Pre-authorized debits are automatic payments made from your Casera account to another financial institution or company. You initiate the process by delivering an account information form to the third party.
| Benefits |
Features |
| Peace of mind |
Payments transferred on time |
| Saves time |
No need to visit your branch or transfer funds between your accounts online. |
| Fees |
| Fees based on the savings or chequing account from which they derive. |
Other fees may occur.
View Casera’s service fees.
Safety Deposit Boxes Expand/Collapse
The safest way of securing your valuables.
A safety deposit box in your neighbourhood branch is a secure and confidential way to store valuables. Your safety deposit box (which is kept in the branch's main vault) ensures that some uninsurable items – such as wills, legal documents and heirlooms – remain protected from fire and theft.
| Benefits |
Features |
| Convenience |
Access any time during business hours. |
| Safety and security |
In-vault storage. Two keys (one kept in the branch) are required to open each box. |
| Affordable |
Reasonable cost based on the size of box you require. |
| Confidentiality |
Only you have access to your box, and only you know its contents. |
| Fees |
|
| 1 ½” x 5” |
• $35 |
| 2 ½” x 5” |
• $45 |
| 2 ½” x 10” |
• $70 |
| 5” x 5” |
• $70 |
| 5” x 10” |
• $110 |
| 10” x 10” |
• $150 |
| One key replaced |
• $20 |
| Two keys replaced |
• $180 |
Members with Club 55 Savings or Maximizer
® High Volume Chequing accounts receive $5 discounts on safety deposit boxes.
View Casera’s service fees.
