A convenient way to oversee your accounts.


Accessed through Online Banking, e-Statements are identical to paper statements (including the cheque images). Besides their convenience, they are environmentally friendly and help the credit union save on paper costs.

Benefits	Features
Convenience	e-Statements offer paperless storage, 24-hour access and seven-year online availability.
Flexible	Statement cycle can be changed, allowing for month end or quarterly cutoff dates.
Printable	Print your statements at home at your convenience.

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Fees
e-Statements	•  FREE

View Casera’s service fees.

Worry-free banking

With Direct Deposit, payroll funds from your employer, pension funds, child tax benefits and GST rebates can be automatically deposited into your savings or chequing account.

Benefits	Features
On time	No hassle payroll deposits.
Convenience	No holds placed on deposits.
Peace of mind	Automatic payroll and pension deposits eliminate concerns about late or misplaced cheques.                     24/7 verification via online and mobile banking.
Flexible	Statement cycle can be changed, allowing for month end or quarterly cutoff dates.
Printable	Statements can be conveniently printed at home.

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Fees
Direct Deposit	•  FREE

View Casera’s service fees.

Payment guaranteed in Canadian funds.

A money order is a secure method of sending money in Canadian funds. As a negotiable item drawn on the credit union, it acts in the same manner as a certified cheque. The purchaser handles its delivery.

Benefits	Features
Highly secure	Only negotiable by the person or organization designated on the money order.
Peace of mind	Guaranteed payment; as good as cash in the hand of the payee.
Affordable	A small service fee for issuing the money order.
Convenience	Available in amounts up to $1,000

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Fees
Money order issued	•  $7
Money order traced	•  $30

View Casera’s service fees.

The secure and guaranteed way of transferring U.S. dollars.

You can securely send money to a person, company or organization with a USD credit union draft (maximum limit is $750,000). This negotiable note provides a safe, secure and guaranteed method of transferring American money where a cheque might be inappropriate (for example, a foreign country).

Benefits	Features
Convenience	Drafts available for any amount up to $750,000.Mail funds almost anywhere in the world.
Affordability	Fees paid on a per draft basis.
Peace of mind	Payment is guaranteed; drafts readily accepted around the world.No stop payment.
Saves money	Sold at the market rate of exchange.

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Fees
USD drafts	•  $7*
USD drafts traces	•  $30*

*USD Transactions and fees charged in US currency.

View Casera’s service fees.

Send money safely around the world.

Wire transfers allow Casera members and non-members to send money online to a second party at another financial institution. Send wires to credit unions, banks and other institutions in Canada, United States, and around the world.

Benefits	Features
Speedy service	Generally arrive on the same day (subject to local cut-off times).
Flexibility	Around the world service.
Security	Funds are guaranteed.

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Fees
Canadian, US and International Outgoing	•  $40*
Canadian, US and International Incoming	•  $15*
Wire transfer traces	•  $30*

*USD Transactions and fees charged in US currency.

Note:  Other fees may apply to wire transfers. View Casera’s service fees.

A simple and secure way to transfer money to another person.

With Interac e-Transfer, you can simply and securely send and receive funds directly from one account to another. Just access online or mobile banking through Casera and send money – without having to share any personal financial information – to anyone with an e-mail address or mobile phone number and a bank account in Canada.

Benefits	Features
Convenience	Complete transactions at anytime and from anywhere via online or mobile banking.
Security	No need to share financial information. Funds are transferred directly between financial institutions.
Easy to use	Only the recipient’s e-mail address or mobile number and a participating Canadian bank account are required to transfer funds.

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Fees
Interac e-Transfer	•  $1.00 per transfer

View Casera’s service fees.

A proven and secure alternative to cash.

With your Casera MEMBER CARD^® debit card, you can conveniently and securely pay for purchases without using cash at retail locations that display Interac Debit payment signs.

Benefits	Features
Convenience	No need to carry cash or cheques.
Security	Chip-enabled debit cards are secure and protected from fraudulent schemes such as skimming, duplicating and electronic pickpocketing. Interac’s Zero Liability policy also protects you
Cash back	When you make a purchase using Interac Debit, you have the option of receiving cash from your account.
Peace of mind	Canada’s most popular cash alternative, Interac Debit lets you easily and securely make purchases directly from your bank account.

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Fees
Withdrawals	• Interac® ATM  $2.00

Other fees may occur. View Casera’s service fees.

Quick money transfers from other financial institutions.

An electronic fund transfer allows members to authorize and automatically convey specific funds to their credit union account from another credit union, caisse populaire or bank.

Benefits	Features
Speedy service	Quickly and automatically deposit electronic fund transfers to your Casera account.
Easy to use	Access through Online Banking.
Security	Funds are guaranteed.

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Fees
Incoming transfers	•  FREE

View Casera’s service fees.

Make secure deposits after business hours.

Casera’s branches all have night depository capabilities, which allow members to make deposits to their accounts at any time of the day. Plastic bags are available.

Benefits	Features
Flexibility	Round the clock access to your accounts.
Security	Secure storage of funds.
Peace of mind	All night deposits are verified by two Casera staff members before the next day’s business hours.

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Fee
Deposits	•  FREE
Plastic bags	•  $15 for 100 bags

View Casera’s service fees.

An effective tool for budgeting.

Pre-authorized transfers make it easy to contribute to your RRSP and pay your Casera loan and mortgage on time. The service is great for budgeting because you always know how much money will be transferred and when.
 

Benefits	Features
Peace of mind	Payments and contributions transferred on time.
Saves time	No need to visit your branch or transfer funds between your accounts online.

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Fees
Pre-authorized Transfers	•  FREE

 
View Casera’s service fees.

Peace of mind payments.

Pre-authorized debits are automatic payments made from your Casera account to another financial institution or company. You initiate the process by delivering an account information form to the third party.

Benefits	Features
Peace of mind	Payments transferred on time
Saves time	No need to visit your branch or transfer funds between your accounts online.

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Fees

Fees based on the savings or chequing account from which they derive.

Other fees may occur. View Casera’s service fees.

The safest way of securing your valuables.

A safety deposit box in your neighbourhood branch is a secure and confidential way to store valuables. Your safety deposit box (which is kept in the branch's main vault) ensures that some uninsurable items – such as wills, legal documents and heirlooms – remain protected from fire and theft.

Benefits	Features
Convenience	Access any time during business hours.
Safety and security	In-vault storage. Two keys (one kept in the branch) are required to open each box.
Affordable	Reasonable cost based on the size of box you require.
Confidentiality	Only you have access to your box, and only you know its contents.

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Fees
1 ½” x 5”	•  $35 + GST
2 ½” x 5”	•  $45 + GST
2 ½” x 10”	•  $70 + GST
5” x 5”	•  $70 + GST
5” x 10”	•  $110 + GST
10” x 10”	•  $150 + GST
Replacement keys	•  $30
Drilling to replace lock	•  $400

Members with Club 55 Savings or Maximizer
^® High Volume Chequing accounts receive $5 discounts on safety deposit boxes.
View Casera’s service fees.