Chequing AccountsA convenient way to hand your day-to-day finances.
Whether you are an occasional cheque writer or a person who utilizes his or her chequebook for everyday financial needs, we have a variety of chequing accounts that are convenient, flexible and versatile. You can also implement overdraft protection to safeguard your account.
Combining convenience with flexibility.
When you need the convenience of paying by cheque, our regular chequing account will meet your needs.
Other fees may occur. View Casera’s service fees.
When you need the convenience of paying by cheque, our regular chequing account will meet your needs.
| Benefits | Features |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover written cheques and pre-authorized debits. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Detailed management | Itemized monthly e-statements. |
| Overdraft protection | If you inadvertently write a cheque while your account is short of funds, this option covers the amount up to the overdraft limit. Saves you from transferring funds from your savings account to chequing and prevents the cheque being returned NSF (non-sufficient funds). |
| Fees | |
| Cheques and pre-authorized debits | • .70¢ |
| In-branch withdrawals | • .70¢ |
| Deposits | • FREE |
| In-branch transfers | • FREE |
| Interac® Debit | • .60¢ |
| Casera CU ATM withdrawals | • .60¢ |
| Manitoba CU system ATM withdrawals | • .60¢ |
| Bill payments (in-branch) | • $2 |
| Bill payments (online, mobile and telephone) | • .50¢ |
| Interac e-Transfer® | • $1 |
Manage your daily finances with a versatile, no-frills account.
Designed to handle your everyday financial needs, our Low Volume chequing account package offers reduced fees on day-to-day transactions.
Other fees may occur. View Casera’s service fees.
Designed to handle your everyday financial needs, our Low Volume chequing account package offers reduced fees on day-to-day transactions.
| Benefits | Features |
| Save money | Flat monthly fee of $10 provides 3 electronic transfers (Interac e-Transfer) plus 35 transactions of the following: • Cheques and pre-authorized debits • ATM and in-branch withdrawals and deposits • Interac Debit • Bill payments (online, mobile and telephone) |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover cheques and pre-authorized debits. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Detailed management | Itemized monthly e-statements. |
| Convenience | Access account using Online Banking and the Casera CU Mobile App. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee | • $10 for 35 transactions |
| Interac e-Transfer | • 3 free per month |
This value-added account will help you manage your daily finances.
Designed to handle your everyday financial needs, our High Volume chequing account package offers reduced fees on day-to-day transactions.
Other fees may occur. View Casera’s service fees.
Designed to handle your everyday financial needs, our High Volume chequing account package offers reduced fees on day-to-day transactions.
| Benefits | Features |
| Save money | Flat monthly fee of $15 provides 5 electronic transfers (Interac e-Transfer) plus 50 transactions of the following: • Cheques and pre-authorized debits • ATM and in-branch withdrawals and deposits • Interac Debit • Bill payments (online, mobile and telephone) |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover pre-authorized debits. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Detailed management | Itemized monthly e-statements. |
| Convenience | Access account using Online Banking and the Casera CU Mobile App. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee | • $15 for 50 transactions |
| Interac e-Transfer | • 5 free per month |
The uncomplicated chequing account.
Designed to handle your everyday financial needs, our Unlimited chequing account package offers reduced fees on day-to-day transactions.
Other fees may occur. View Casera’s service fees.
Designed to handle your everyday financial needs, our Unlimited chequing account package offers reduced fees on day-to-day transactions.
| Benefits | Features |
| Save money | Flat monthly fee of $20 provides unlimited electronic transfers (Interac e-Transfer) plus unlimited transactions of the following: • Cheques and pre-authorized debits • ATM and in-branch withdrawals and deposits • Interac Debit • Bill payments (online, mobile and telephone) |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover pre-authorized debits. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Detailed management | Itemized monthly e-statements. |
| Convenience | Access account using Online Banking and the Casera CU Mobile App. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee | • $20 for unlimited transactions |
| Interac e-Transfer | • Unlimited per month |
Introducing young adults establishing careers to a world of opportunity.
If you are between the ages of 18 and 25, Casera's Career & Young Adult chequing account is for you. Flexible and convenient, the chequing account package offers reduced fees on day-to-day transactions and has all the benefits and features that a young person starting to establish their career requires.
Other fees may occur. View Casera’s service fees.
If you are between the ages of 18 and 25, Casera's Career & Young Adult chequing account is for you. Flexible and convenient, the chequing account package offers reduced fees on day-to-day transactions and has all the benefits and features that a young person starting to establish their career requires.
| Benefits | Features |
| Save money | Flat monthly fee of $8 provides 3 electronic transfers (Interac e-Transfer) plus 25 free transactions of the following: • Cheques and pre-authorized debits • ATM and in-branch withdrawals and deposits • Interac Debit • Bill Payments (online, mobile and telephone) |
| Increased earnings | Interest earned on the daily balance paid monthly, so even your interest earns interest. |
| Convenience | Access your account using Online Banking and Casera CU Mobile App. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee | • $8 for 25 transactions |
| Interac e-Transfer | • 3 free per month |
Peace of mind security.
A specific line of credit attached to chequing accounts, overdraft protection prevents cheques being returned because of insufficient funds. If you inadvertently write a cheque while your account is short of funds, this service covers the amount up to the overdraft limit.
Other fees may occur. View Casera’s service fees.
A specific line of credit attached to chequing accounts, overdraft protection prevents cheques being returned because of insufficient funds. If you inadvertently write a cheque while your account is short of funds, this service covers the amount up to the overdraft limit.
| Benefits | Features |
| Peace of mind | Credit limits up to $5,000. Life insurance available. |
| Convenience | One-time application. |
| Saves money | Eliminates possible overdraft fees. |
| Variable interest rate | Interest calculated on daily closing balance and paid monthly. |
| Worry-free convenience | Overdraft protection activated automatically. |
| Fees | |
| NSF cheque returned | $40 |
| Overdraft (Personal) | $5 |
| Overdraft (Business) | $5 |