Chequing AccountsA convenient way to hand your day-to-day finances.

Whether you are an occasional cheque user or a person who utilizes his or her chequebook for everyday financial needs, we have a variety of chequing accounts that are convenient, flexible and versatile. You can also implement overdraft protection to safeguard your account.

MAXIMIZER® Regular Chequing Expand/Collapse

Combining convenience with flexibility.

When you need the convenience of paying by cheque, our regular daily interest chequing account will meet your needs.

Benefits Features
Overdraft protection Personal line of credit available.
Flexibility No minimum balance required, but funds on deposit must be adequate to cover written cheques.
Increased earnings Interest earned on the daily balance is paid monthly, so even your interest earns interest.
Secured deposits All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.
Detailed management Itemized monthly e-statements.

 
Fees
Deposits •  FREE
In-branch transfers •  FREE
E-statements •  FREE
Withdrawals •  in-branch .70¢  
•  Casera ATM .60¢
•  Manitoba CU ATM .60¢
Debits •  cheques, pre-authorized debits .70¢
Payments •  INTERAC® Direct .60¢
•  online and mobile .50¢
NSF cheque •  $40
Overdraft (Personal) •  $5
Overdraft (Business) •  $6
Other fees may occur. View Casera’s service fees.

MAXIMIZER® Low Volume Chequing Expand/Collapse

Manage your daily finances with a versatile, no-frills daily interest account.

Designed to handle your everyday financial needs, our Low Volume MAXIMIZER® Chequing package offers reduced fees on day-to-day transactions.

Benefits Features
Save money Flat monthly fee of $9 provides 35 free transactions of the following:•  cheques, pre-authorized debits and cash withdrawals
•  INTERAC® Debit
•  Manitoba Credit Union ATM deposits and withdrawals
•  online and mobile bill payments
Flexibility No minimum balance required, but funds on deposit must be adequate to cover written cheques.
Increased earnings Interest earned on the daily balance is paid monthly, so even your interest earns interest.
Detailed management Itemized monthly e-statements.
Overdraft protection Personal line of credit available.
Secured deposits All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

Fees
Flat monthly fee transactions •  $9 provides 35 FREE
Excess transactions •  additional transactions are subject to regular chequing fees
Other fees may occur. View Casera’s service fees.

MAXIMIZER® High Volume Chequing Expand/Collapse

This value-added daily interest account will help you manage your daily finances.

If you write a lot of cheques, our flat fee, High Volume MAXIMIZER® Chequing package will reduce the costs of your everyday transactions.

Benefits Features
Save money Flat monthly fee of $16 provides unlimited transactions of the following:•  cheques, pre-authorized debits and cash withdrawals
•  INTERAC® Debit
•  Manitoba credit union ATM deposits and withdrawals
•  in-branch deposits, withdrawals and transfers
•  online and mobile bill payments
•  cheque certification
Added value No service charges on Canadian or US money orders (four per month)No service charges on American Express traveller’s chequesDiscount on safety deposit boxes
Flexibility No minimum balance required, but funds on deposit must be adequate to cover written cheques.
Increased earnings Interest earned on the daily balance is paid monthly, so even your interest earns interest.
Detailed management Itemized monthly e-statements.
Overdraft protection Personal line of credit available.
Secured deposits All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

Fees
Flat monthly fee •  $16 provides unlimited transactions
Other fees may occur. View Casera’s service fees.

e-Chequing Expand/Collapse

The uncomplicated chequing account.

A cost-effective, flat fee personal chequing account designed for members who conduct most of their banking electronically.

Benefits Features
Peace of mind Flat monthly fee provides 25 electronic transactions of the following:•  Manitoba credit union ATM deposits and withdrawals
•  INTERAC® Debit
•  online and mobile bill payments
•  pre-authorized debits
Convenience 24/7 online access to your accounts.
Secured deposits All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

Fees
Flat monthly fee transactions •  $6 provides 25 FREE
Excess transactions •  additional transactions are subject to regular chequing fees
Other fees may occur. View Casera’s service fees.

Overdraft Protection Expand/Collapse

Peace of mind security.

A specific line of credit attached to chequing accounts, overdraft protection prevents cheques being returned because of insufficient funds. If you inadvertently write a cheque while your account is short of funds, this service covers the amount up to the overdraft limit.

Benefits Features
Peace of mind Credit limits up to $5,000. Life insurance available.
Convenience One-time application.
Saves money Eliminates possible overdraft fees.
Variable interest rate Interest calculated on daily closing balance and paid monthly.
Worry-free convenience Overdraft protection activated automatically.

Fees
NSF cheque returned $40
Overdraft (Personal) $5
Overdraft (Business) $5
Other fees may occur. View Casera’s service fees.
 

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