Chequing AccountsA convenient way to hand your day-to-day finances.
Whether you are an occasional cheque user or a person who utilizes his or her chequebook for everyday financial needs, we have a variety of chequing accounts that are convenient, flexible and versatile. You can also implement overdraft protection to safeguard your account.
Combining convenience with flexibility.
When you need the convenience of paying by cheque, our regular daily interest chequing account will meet your needs.
Other fees may occur. View Casera’s service fees.
When you need the convenience of paying by cheque, our regular daily interest chequing account will meet your needs.
| Benefits | Features |
| Overdraft protection | Personal line of credit available. |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover written cheques. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Detailed management | Itemized monthly e-statements. |
| Fees | |
| Deposits | • FREE |
| In-branch transfers | • FREE |
| E-statements | • FREE |
| Withdrawals | • in-branch .70¢ • Casera ATM .60¢ • Manitoba CU ATM .60¢ |
| Debits | • cheques, pre-authorized debits .70¢ |
| Payments | • INTERAC® Direct .60¢ • online and mobile .50¢ |
| NSF cheque | • $40 |
| Overdraft (Personal) | • $5 |
| Overdraft (Business) | • $6 |
Manage your daily finances with a versatile, no-frills daily interest account.
Designed to handle your everyday financial needs, our Low Volume MAXIMIZER® Chequing package offers reduced fees on day-to-day transactions.
Other fees may occur. View Casera’s service fees.
Designed to handle your everyday financial needs, our Low Volume MAXIMIZER® Chequing package offers reduced fees on day-to-day transactions.
| Benefits | Features |
| Save money | Flat monthly fee of $9 provides 35 free transactions of the following:• cheques, pre-authorized debits and cash withdrawals • INTERAC® Debit • Manitoba Credit Union ATM deposits and withdrawals • online and mobile bill payments |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover written cheques. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Detailed management | Itemized monthly e-statements. |
| Overdraft protection | Personal line of credit available. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee transactions | • $9 provides 35 FREE |
| Excess transactions | • additional transactions are subject to regular chequing fees |
This value-added daily interest account will help you manage your daily finances.
If you write a lot of cheques, our flat fee, High Volume MAXIMIZER® Chequing package will reduce the costs of your everyday transactions.
Other fees may occur. View Casera’s service fees.
If you write a lot of cheques, our flat fee, High Volume MAXIMIZER® Chequing package will reduce the costs of your everyday transactions.
| Benefits | Features |
| Save money | Flat monthly fee of $16 provides unlimited transactions of the following:• cheques, pre-authorized debits and cash withdrawals • INTERAC® Debit • Manitoba credit union ATM deposits and withdrawals • in-branch deposits, withdrawals and transfers • online and mobile bill payments • cheque certification |
| Added value | No service charges on Canadian or US money orders (four per month)No service charges on American Express traveller’s chequesDiscount on safety deposit boxes |
| Flexibility | No minimum balance required, but funds on deposit must be adequate to cover written cheques. |
| Increased earnings | Interest earned on the daily balance is paid monthly, so even your interest earns interest. |
| Detailed management | Itemized monthly e-statements. |
| Overdraft protection | Personal line of credit available. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee | • $16 provides unlimited transactions |
The uncomplicated chequing account.
A cost-effective, flat fee personal chequing account designed for members who conduct most of their banking electronically.
Other fees may occur. View Casera’s service fees.
A cost-effective, flat fee personal chequing account designed for members who conduct most of their banking electronically.
| Benefits | Features |
| Peace of mind | Flat monthly fee provides 25 electronic transactions of the following:• Manitoba credit union ATM deposits and withdrawals • INTERAC® Debit • online and mobile bill payments • pre-authorized debits |
| Convenience | 24/7 online access to your accounts. |
| Secured deposits | All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. |
| Fees | |
| Flat monthly fee transactions | • $6 provides 25 FREE |
| Excess transactions | • additional transactions are subject to regular chequing fees |
Peace of mind security.
A specific line of credit attached to chequing accounts, overdraft protection prevents cheques being returned because of insufficient funds. If you inadvertently write a cheque while your account is short of funds, this service covers the amount up to the overdraft limit.
Other fees may occur. View Casera’s service fees.
A specific line of credit attached to chequing accounts, overdraft protection prevents cheques being returned because of insufficient funds. If you inadvertently write a cheque while your account is short of funds, this service covers the amount up to the overdraft limit.
| Benefits | Features |
| Peace of mind | Credit limits up to $5,000. Life insurance available. |
| Convenience | One-time application. |
| Saves money | Eliminates possible overdraft fees. |
| Variable interest rate | Interest calculated on daily closing balance and paid monthly. |
| Worry-free convenience | Overdraft protection activated automatically. |
| Fees | |
| NSF cheque returned | $40 |
| Overdraft (Personal) | $5 |
| Overdraft (Business) | $5 |