RRSP LoansGet a head start on your financial future.

A Registered Retirement Savings Plan (RRSP) loan is an ideal way for you and your family to benefit from tax savings. With an RRSP loan, you can maximize your annual contribution or add money to a plan with unused contribution room from preceding years.

Obtain an RRSP loan for a period up to 24 months at preferred rates and the balance can be paid off at any time without penalty. Arrange terms longer than 24 months at a higher interest rate. While the interest rate is conventionally higher than interest earned, the tax advantage makes it worthwhile.

Benefits Features
Choice and flexibility Prime lending rate or higher.Various terms and variety of flexible repayment schedules: weekly, bi-weekly, semi-monthly
Saves money No penalty for early payout.
Convenience Pre-approved loans.
Peace of mind Low-cost life and disability insurance.

Contact a Financial Services Officer at your neighbourhood branch.

View Casera’s service fees.

Investment Loans Expand/Collapse

Members who want to take advantage of financial opportunities but do not have the cash on hand can benefit from a Casera investment loan. Investment loans are ideal for young people and young families who want a head start on the path to a secure financial future. You can also purchase mutual funds or kick-start a grandchild’s education fund with an investment loan from Casera.