A Locked-In Retirement Account (LIRA) is an RRSP that contains funds transferred from registered pension plans that are subject to regulation by government pension legislation. Withdrawals from a locked-in RRSP/LIRA/RLSP are usually not permitted. There may also be a minimum age restriction to convert the funds to a retirement income option, and there may be life annuity restrictions.

Benefits	Features
Peace of mind	A LIRA ensures that pension benefits promised by an employer are available at an employee’s retirement date and that accumulated pension funds are used to provide a lifetime retirement income.
Increased earnings	Your locked-in pension benefits continue to grow and collect interest until you retire.
Peace of mind	All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

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Fees
LIRAs	•  FREE

View Casera’s service fees.