Personal Loans

Financing for Every Possibility.

Whatever your borrowing needs — from consolidating debt to financing a special event to purchasing a new vehicle — we have affordable financial solutions.

Casera's approval process is simple, straightforward and fast, and you can take advantage of competitive rates.


Choose from a variable or fixed interest rate. Repayment schedules — weekly, biweekly, semimonthly or monthly — can be tailored to your particular needs. Speed up payments, pay off a loan or line of credit at any time without penalty, or spread payments over an extended period. Life, disability, and critical illness insurance are also available.*

* Loan or line of credit insurance coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. Please visit your neighbourhood branch for full coverage details.

Consolidation Loans

Consolidating debt, especially high-interest credit card debt, can go a long way to reducing your debt load and improving your cash flow. Casera offers various loan options, including variable or fixed interest rate loans with flexible repayment schedules.

Vehicle Financing

If you're in the market for a new or used car, truck, motorcycle, recreational vehicle (RV), boat, or snowmobile, Casera can approve your loan quickly and efficiently. We have a variety of flexible repayment schedules — weekly, biweekly, semimonthly or monthly.

A pre-approved loan establishes an affordable price range and lets you know what you can afford. Shop for what you want, negotiate the best price and close the deal to your satisfaction. You can apply for financing online or at your neighbourhood branch.

Personal Line of Credit

A personal line of credit allows you to borrow money without arranging for individual loans. There is no yearly fee; interest rates are lower than most credit cards, and there is no interest if the line of credit is unused. Repayment is flexible, based on balances owing. When you pay down a line of credit, it is available to you again without having to reapply. The borrowing minimum is $5,000.


By establishing an affordable price range, you'll know what you can afford before negotiating the best price and closing the deal to your satisfaction.

Overdraft Protection

If you inadvertently write a cheque while your account is short of funds, overdraft protection covers the amount up to the overdraft limit and prevents it from being returned NSF (non-sufficient funds).

Higher Education Line of Credit

If your financial resources limit your ability to further your education, a line of credit can cover your expenses relating to continuing education, such as tuition, books or equipment. Payments are interest-only while you are enrolled in school and six months after you are no longer a student.

Investment Opportunities

An investment loan is ideal for young members and young families, giving them a head start on the path to a secure financial future. You can also use an investment loan to top up a current RRSP, purchase mutual funds or kick-start a grandchild's education fund

Talk to us.

Together, we'll work on achieving your financial goals.

Call 204-958-6300 or book an appointment at your nearest branch.