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Get a head start on your financial future.
A Registered Retirement Savings Plan (RRSP) loan is an ideal way to benefit from tax savings. With an RRSP loan, you can maximize your annual contribution or add money to a plan with unused contribution room from preceding years.
Obtain an RRSP loan for a period of up to 24 months at preferred rates, and pay off the balance at any time without penalty. Arrange terms longer than 24 months at a higher interest rate. While the interest rate is conventionally higher than the interest earned, the tax advantage makes it worthwhile.
