RRSP Loans

Get a head start on your financial future.

A Registered Retirement Savings Plan (RRSP) loan is an ideal way to benefit from tax savings. With an RRSP loan, you can maximize your annual contribution or add money to a plan with unused contribution room from preceding years.

Obtain an RRSP loan for a period of up to 24 months at preferred rates, and pay off the balance at any time without penalty. Arrange terms longer than 24 months at a higher interest rate. While the interest rate is conventionally higher than the interest earned, the tax advantage makes it worthwhile.

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Choice and flexibility

Prime lending rate or higher. Various terms and variety of flexible repayment schedules: weekly, bi-weekly, or semi-monthly.

Saves money

No penalty for early payout.


Pre-approved loans.

Peace of mind

Low-cost life and disability insurance are available.

Talk to us.

Together, we'll work on achieving your financial goals.

Call 204-958-6300 or book an appointment at your nearest branch.