Locked-in pension funds grow and collect interest until you retire.

A Locked-In Retirement Account (LIRA) is an RRSP containing transferred funds subject to regulation by government pension legislation. Withdrawals from a locked-in RRSP/LIRA/RLSP are usually not permitted. There may also be a minimum age restriction to convert the funds to a retirement income option. There may be life annuity restrictions as well.


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Peace of mind

A LIRA ensures that pension benefits promised by an employer are available at an employee's retirement date. These accumulated pension funds are used as lifetime retirement income.

Increased earnings

Your locked-in pension benefits continue to grow and collect interest until you retire.

Peace of mind

All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

Talk to us.

Together, we'll work on achieving your financial goals.

Call 204-958-6300 or book an appointment at your nearest branch.