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Service Fees


Account related and other service fees such as cash handling, payment processing, and safe deposit boxes.


Account related fees apply to business and personal accounts.
Updated May 15, 2024.


AUTOMATED TELLER MACHINE (ATM)

Member Deposits Free
Withdrawals/Transfers  Free
Non-Credit Union Withdrawals  $2.00
US/International  $3.00


CARD SERVICES

Debit Card Replacement $10.00*
*Up to 3 per year. $25.00 per card thereafter.

CASH HANDLING FEES

Cash Deposits
Free
Cash Withdrawals
$1.00 per $1,000
(over $10,000)
Coin Deposits & Withdrawals Free

CHEQUES

Personal Cheques

4 cheques $7.00
12 cheques $14.00
24 cheques $20.00
48 cheques $27.00
100 cheques $32.00

Business Cheques

12 cheques $20.00
50 cheques $40.00
100 cheques $80.00
200 cheques $110.00
500 cheques $150.00
Wallet $1.50
Register $1.50
Binder $35.00

CHEQUE, DEPOSIT AND PAYMENT PROCESSING

Canadian Official Cheque $5.00
Non-Sufficient Funds (NSF) $45.00
Automatic Transfer to Cover Overdraft $3.00
Unauthorized Overdraft $5.00 per item
21% interest charge
Stop Payment $10.00

CLOSING ACCOUNTS

Accounts Closed Within 90 Days $10.00

FOREIGN CURRENCY (OTHER THAN USD)

Buying Foreign Currency** $20
Selling Foreign Currency** $20
Settlement Of Foreign Cheques* $3
*Service provider fee only.

IN-BRANCH BILL PAYMENTS

Bill Payment** $1.25
**Not included in monthly package benefits. Collabria credit card payments and federal/provincial government agency payments waived.

INTERAC E-TRANSFER®

Send $1.00
Receive FREE
Cancel FREE
Request Money $1.00

NIGHT DEPOSIT SERVICES

Key Replacement $25 + GST
Additional Key $12.50 + GST
Night Depository Envelopes (100) $15 + GST
Disposable Night Depository Bags (100) $24.50 + GST
Disposable Night Depository Bags (500) $122.50 + GST
Reusable Night Depository Bags  FREE

REGISTERED ACCOUNTS (RRSP, RRIF, TFSA, RESP, FHSA)

TFSA Variable Account Withdrawals 2 free/month; $1.25/additional
RRSP/RRIF/TFSA/RESP/FHSA Transfer Out $75*
RESP Partial Transfer Out Fee $195 + GST
Duplicate Tax Receipt Request $5
Specialized Estate Assistance Fee
$275/hour + GST
(1 hr min.) 
T3 Preparation/Return Filing Fee
$275/hour + GST
(1 hr min.) 
Early term redemption penalties**
Accrued interest (in 1st year)
1% interest adjustment (in subsequent years)
*One fee per cheque issued. No charge if transferred to Access Credit Union Aviso Rep or Hubert Financial.
**Applicable to both registered and non-registered term deposits. Early redemption is subject to credit union and/or regulatory approval.

SAFE DEPOSIT BOX ANNUAL RENTAL

Available box sizes may vary based on location. See your local branch for details.

Box Size Annual Rental Fee (+ GST)
1.5 x 5 $25
2 x 5 $25
2.5 x 5 $30
3 x 5 $30
3.5 x 5 $35
5 x 5 $40
2.5 x 10 $75
3 x 10 $75
3.5 x 10 $75
5 x 10 $80
10 x 10 $175

SAFESTORE DEPOSIT BOX ANNUAL RENTAL

Available only at the Leila, Oakbank, and Riverbend branches.

Box Size Name Annual Rental Fee (+ GST)
1.8 X 9.25 x 14.9 Safestore Mini $60.00
3.3 X 9.25 x 14.9 Safestore Small $100.00
4.6 X 9.25 x 14.9 Safestore Medium $150.00
7.3 X 9.25 x 14.9 Stafestore Large $200.00

WIRE FUNDS TRANSFER

Wire Transfer - Incoming $10.00*
Wire Transfer - Outgoing Canadian FI $15.00*
Wire Transfer - Outgoing US FI $30.00*
Wire Transfer - Outgoing International FI $30.00*
Wire Trace/Recall Requests - Domestic $25.00
Wire Trace/Recall Requests - International $25.00
Returned Wire $25.00*
*Additional fees from service providers may apply and will be charged at cost.

Last updated May 15, 2024
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