Credit Disability Insurance

Your loan payments are paid if you become disabled.

With credit disability insurance, you can make loan payments if you become totally and continuously disabled because of sickness or accident. Underwritten by CUMIS (Credit Union Member Insurance Services), the premiums are affordable, and coverage is sufficient to suit your needs.

man in wheelchair entering information into computer


Immediate enrolment; no medical required. Available to members aged 16 through 59. Joint coverage is available. Claim payments are made directly to Casera.

Peace of mind

Get up to $1,000 monthly coverage with a maximum benefit of $90,000.

Sufficient coverage

The maximum term is 120 months.


Low premiums.


Premiums are included in your loan payment.


Safeguard your assets. Other insurance coverage is not affected. Underwritten by CUMIS.

Talk to an insurance specialist today.

Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.

Talk to us.

Together, we'll work on achieving your financial goals.

Call 204-958-6300 or book an appointment at your nearest branch.