Protect your family’s most valuable investment.

It's always worthwhile to review your home insurance annually to ensure that you hold the proper coverage. CUMIS home insurance safeguards you and your family from financial loss due to theft, unexpected events and personal liability. It also protects you against liability for accidental damage to someone else's property.


New home owners playing in boxes

Identity theft coverage

All home, condo and tenants insurance plans include identity theft coverage at no extra cost.

Blanket limit coverage

This coverage enables you to replace your building, contents, outbuildings and pay for any additional living expenses under one blanket limit of $1 million. Depending on the value of your home, you may qualify for a higher blanket limit. Some conditions may apply; tenant policies are not eligible.

Extended water coverage

Protect your home from water damage caused by drains and sanitary systems by adding this option to your property policy. Some conditions and exclusions may apply.

Flexible payment options

With our flexible payment options, you can decide how you would like to pay your premium. For example, by mail, credit card or pre-authorized payment weekly, bi-weekly, monthly, semi-annually or annually.

Other optional coverages

Home-based businesses, personal umbrella liability, and valuable personal articles riders are available for jewelry, furs and unique collectables.


Through CUMIS, you will receive fast, convenient quotes in minutes right over the phone. Call 1-800-810-2847 for a quote.

Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.

Talk to us.

Together, we'll work on achieving your financial goals.

Call 204-958-6300 or book an appointment at your nearest branch.